Terp Payment Plan

The Terp Payment Plan (TPP) is a service that allows you to make monthly payments over the course of the semester (Fall or Spring). Through our relationship with Nelnet (Formerly TMS; Tuition Management Systems) we are able to offer you the following:

  • On-line access to set up your payment plan account, view your account or modify your budget.

  • Toll free customer service Monday – Friday from 8:00 am – 10:00 pm. EST

  • Monthly payment plan statements.

  • No more paper payment plans to submit to our office.

Payment Plan Details

The Terp Payment Plan allows students and families to pay amounts due to the university in manageable monthly installments for the semester

  • Enrollment fee is $50 (non-refundable) for the semester plan.

  • You can include most university charges: tuition, course fees, room, meal plan, parking permit, special math, health insurance, orientation charges, and differential tuition.

    • For help in calculating the dollar amount to set the plan up for,  view and complete our budget worksheet located HERE


  • Prior past due balances must be paid in full before enrolling in a current Terp Payment Plan or your enrollment may be cancelled. 

  • You must make a full month’s payment and pay the enrollment fee when you enroll in the plan.

  • $300.00 minimum term balance is required.

  • On-line access to set up your Terp Payment Plan account, view your account, or modify your budget is available 24 hours a day at umd.afford.com.

  • Monthly payment plan statements will be e-mailed to the email address you provided at plan enrollment.

  • Payments must be made to Nelnet to count towards your monthly payment. (Not to the school directly)  

  • Automatic payments can be drafted by electronic check (ACH) for no fee, or Credit card for a convenience fee (Please see umd.afford.com for rates)  

  • Payments are due on the 5th of the month, and a late payment fee is assessed by Nelnet for $40.00 for payments received after the due date and $30 for a bank returned ACH check payment.  

Important Information

  • Once officially enrolled, the full plan amount will appear as a credit on your student account activity at UMD similar to as if you had made a payment directly to the school.  As long as your plan covers the full current term balance due to the university, and you  pay the specified amount on time, the plan will remain in tact and you will not be subject to late payment fees by the school, or course registration holds.

  • At present, the TPP system is not directly connected to your UMD Student Account. This means it is your responsibility to insure the plan amount for each term are sufficient to cover all of the term charges. As well, if your charges increase or reduce after TPP enrollment, you are required to go to umd.afford.com and make the appropriate adjustment to your plan.  Likewise, if additional aid or funding credits to your student account thereby reducing or removing the need for the Terp Payment Plan, you will need to go to the payment plan page (umd.afford.com) and request that the TPP remaining balance be adjusted to new amount ($0 is acceptable if the plan is no longer needed).  

  • Any subsequent refund owed to you cannot be released until the plan balance is $0 owed. 

  • To view your current balance, Click Here

  • Changes in financial aid, room, or board will affect your TPP budget and should be monitored.

  • Payment for miscellaneous charges, not included in TPP budgets, should be made directly to UMD.

To Setup a Terp Payment Plan

Contact:  umd.afford.com  or 1-800-722-4867

Fall Semester Plan

Plan Type

Open Enrollment Date

Enrollment Cut-Off Date

Payment Due Dates

5 payments

June 15th

July 4th

July 5th-November 5th

4 payments

July 5th

August 4th

August 5th-November 5th

3 payments

August 5th

September 19th*

September 5th-November 5th

Spring Semester Plan

Plan Type

Open Enrollment Date

Enrollment Cut-Off Date

Payment Due Dates

5 payments

November 5th

December 4th

December 5th-April 5th

4 payments

December 5th

January 4th

January 5th-April 5th

3 payments

January 5th

February 19th*

February 5th-April 5th

*You must make a full month’s payment and pay the enrollment fee when you enroll in the plan.