Student Health Insurance Information

Mandatory Student Health Insurance Plan 
  • Insurance coverage is required for Undergraduate Students enrolled in 6 or more credits and for Graduate Students enrolled in 48 or more units in a semester or 36 units in a 12-week term (including F-1 and J-1 visa students).
  • Students must take one of the following actions each academic year:
    • Students can submit proof of other insurance (waiver submission) and, once approved, have the charge removed from the student financial account. 
    • Or, students can enroll in the Student Health Insurance Plan (SHIP) and let the university assessed fee remain as payable on the student account. 
    • Inaction of a waiver submission by the published deadline will result in the premium being charged with no refundability.   
  • University vendor provided insurance  beginning with the 20024/2025 academic year will be broken into two partial charges for each semester. Fall term will be assessed $1,045, and Spring term will be assessed $1,449 (higher cost for Spring as it contains a longer period of coverage). These two split charges equate to a total annual cost of $2,494. 
  • Cost sheets are available at:  umd.myahpcare.com/enrollment

    Additional Important details are available at Mandatory Insurance and Waiver.